“When you should not borrow a loan”

Is this statement about borroibg true?

Never borrow a loan to start a business, u can borrow money to scale your already working business but never borrow to start , you don’t know if the business will work or not don’t go and put urself inside one stupid debt……. Use ur money to start small and when you see that everything is going well you can borrow money to scale – mhisbliss