4 Principles For Getting The Most Out Of Your Money

Money earned is an opportunity. But when we spend it all without investing and/or saving some, we may begin to ask ourselves where all that money went.

Below are 4 simple-but-effective principles that will help us make the most of our money, no matter how big or small it may be:

  1. Save at least 10% of it and ‘forget’ that you have that savings. Don’t save it for a this project or that party. Just save it for just-in-case purposes
  2. Have a written spending plan of at least one important thing and put a part of the money into that. When you don’t plan before the money💰 comes, when it comes you may easily be diverted to splash it all on flashy things, forget some dull-but-important expenditure you need to make.
  3. Give some of your money to someone who either needs or wants it😃. Seriously, your candle looses nothing when it lights. We rise by lifting others, as Mr Macaroni likes to say.
  4. You can enjoy the rest of your money however you like 🙂 🚗🚘🍰🍰🍾🍷🥂🍺🍻 because you have paid some dues.

Do you agree or disagree with the above points? Do you have points of your own that should be added to this list? Let’s know in the comments!

By OzoIgboNdu1 of Igbo Defender

I am an Igbo prince. Onye Igbo ka m bu!


  1. I agree. Let me add that it is also important to save for projects, parties etc. Don’t be easily discouraged if the money is small.

  2. Forbes did a study of their Richest People list. They discovered that most of those that remained in the list over the span of 20 years were those who saved. In this life, I feel savings is an important key to mastering money.

  3. A proverb in Igbo says “E’ giró akpata atufuo a’bu ogalanya”. It means that nobody acquires wealth by wasting it. So, I totally agree with the writer.
    And also it’s very important to make budgets before expenditures.

  4. Yes, one can make money @pointgrabber if one is consistent in posting topics and replying to topics. And also participating in any giveaway on the site. Good luck!

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